Technology

Agentic AI in Finance Timeline 2023-2026: Wall Street From Chatbots to AI Agents

Between 2023 and 2026, Wall Street's use of AI evolved from chatbots that answer questions to agents that complete multi-step workflows using approved data and…

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ENABLING TECH

OpenAI Introduces Function Calling

On 13 June 2023, OpenAI added function calling, letting models generate structured arguments for external functions and APIs: model to tool request to external system to…

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MULTI-AGENT

Microsoft Publishes AutoGen

Microsoft Research released AutoGen, a framework for building applications with multiple conversing agents, popularising multi-agent orchestration among developers. Lang…

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COPILOT ERA

Wall Street Learns to Talk to AI

Large banks scaled generative-AI assistants for document summarisation, research assistance, code generation, internal search and meeting preparation. Adoption was led b…

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GOLDMAN

GS AI Assistant Goes Firmwide

On 23 June 2025 Goldman made its GS AI Assistant available across the firm, with about 10,000 employees already using it at rollout for summarising documents, drafting c…

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CODE FIRST

Software-Engineering Agents Enter Bank Workflows

Banks explored and adopted agentic software-engineering tools, with Goldman among those testing autonomous coding assistants. Code can be tested, reviewed, version-contr…

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OPERATING MODEL

One Goldman Sachs 3.0

Around its Q4 2025 earnings call and 2026 annual meeting, Goldman detailed One Goldman Sachs 3.0, a multi-year, AI-driven operating-model transformation. Initial workstr…

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CENTRAL MILESTONE

Goldman Confirms Claude-Based Agents With Anthropic

On 6 February 2026 Goldman confirmed roughly six months of work with embedded Anthropic engineers building Claude-based agents for trade and transaction accounting, clie…

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PRODUCTISED

Anthropic Launches Ten Finance Agent Templates

On 5 May 2026 Anthropic released ten agent templates for financial services: pitch builder, meeting preparer, earnings reviewer, model builder, market researcher, valuat…

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DIGITAL COWORKERS

Reuters: Banks Scale Agents, KPMG Puts 51% Piloting

On 13 July 2026 Reuters reported Goldman Sachs, JPMorgan, Morgan Stanley, Citi, BNY and UBS accelerating agentic-AI adoption across wealth, client vetting, trading-relat…

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REGULATORS

FSB: Frontier-AI Cyber Risk Is the Most Immediate Concern

On 31 August 2026 FSB Chair Andrew Bailey told the G20 that frontier AI's potential impact on cyber risk is the most immediate concern for the financial system. The Bank…

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