Business

Global Disaster Insurance Timeline 2026–2030: Who Pays When Catastrophes Aren’t Insured?

When disaster damage isn't insured, the loss doesn't disappear — it shifts to households, businesses, banks, governments and sometimes international lenders. M…

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PARAMETRIC ORIGINS

Upper Trishuli-1's Parametric Earthquake Cover Is Structured

After the 2015 Nepal earthquake made traditional insurers reluctant to cover earthquake risk at the remote Upper Trishuli-1 hydropower site, Swiss Re helped structure a…

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INDIA FIRST

Nagaland Becomes First Indian State With Statewide Parametric Rainfall Cover

Nagaland bought a multi-year parametric policy insuring its entire geography against excess rainfall, underwritten by SBI General Insurance with Munich Re as lead reinsu…

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US THUNDERSTORMS

Midwest Outbreak Anchors H1's Best-Insured Major Loss

A severe thunderstorm outbreak swept the US Midwest, producing roughly 100 tornadoes including a destructive EF4, anchoring a US thunderstorm-season total of about $30 b…

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VENEZUELA QUAKE

Double Earthquake Leaves 97% of a $30B Loss Uninsured

Two earthquakes measuring M7.2 and M7.5 struck about 200km west of Caracas — per the USGS, the most powerful to hit the region since 1900. Munich Re's preliminary estima…

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MUNICH RE REPORT

H1 2026 Global Disaster Review: $112B Loss, $44B Insured

Munich Re published its H1 2026 natural-disaster review: about $112 billion in global economic losses, roughly $44 billion insured — a 60% protection gap. Figures were c…

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INDIA PROPOSAL

India Explores a Nationwide Parametric Insurance Scheme

India's finance ministry, National Disaster Management Authority and GIC Re held early-stage talks on a nationwide climate-linked parametric scheme for floods and heatwa…

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NEPAL FLOOD

Himalayan Flood Devastates the Trishuli River System

An ice-and-rock avalanche and temporary river blockage in the upper Lhende Khola triggered a flash flood down the Bhote Koshi–Trishuli system, devastating settlements, o…

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REBUILD ESTIMATE

Nepal's Finance Minister Estimates a $4–5B Rebuild

Finance Minister Swarnim Wagle said Nepal could need $4–5 billion to rebuild — an amount he described as approaching 10% of the country's annual economic output. This is…

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EARLY WARNING

A 14-Minute Warning Saves 900+ Nepal Students

Headmaster Rajendra Dawadi evacuated his school after a phone call warned that floodwater was approaching upstream; the last bus crossed a bridge roughly 14 minutes befo…

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