Business

Private Credit Risk Timeline 2008-2026: SRTs, Leverage and the Shadow-Banking Shift

Private credit is lending by non-bank funds directly to companies through negotiated loans that are usually not publicly traded. The Financial Stability Board…

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POST-CRISIS SHIFT

Post-Crisis Bank Rules Reshape Lending Incentives

The 2008 crisis was a bank-credit and securitisation crisis. Post-crisis regulation raised bank capital, liquidity and risk-management requirements, making some credit m…

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DIRECT LENDING SCALES

Private Equity and Yield Demand Drive Direct Lending

Private-equity growth, low interest rates and institutional demand for yield supported the expansion of direct lending, with private funds increasingly financing buyout…

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LOW RATES, FAST GROWTH

Ultra-Low Rates Scale the Market

Very low rates and large refinancing markets accelerated private-credit growth, with the market moving into larger corporate deals and asset-backed finance such as equip…

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RATES RISE

Higher Rates Cut Both Ways for Floating-Rate Loans

Rapid rate rises boosted lender income on floating-rate private-credit loans but also raised borrower debt-service burdens. A slower private-equity exit environment incr…

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REGULATORS ENGAGE

IMF and FSB Step Up Private-Credit Analysis

International bodies including the IMF and the Financial Stability Board devoted major analysis to the rise and risks of private credit, focusing on borrower leverage, v…

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BASEL SRT ANALYSIS

Basel Committee Analyses Synthetic Risk Transfers

On 17 February 2026 the Basel Committee estimated about 750 billion euros of bank assets protected by SRTs across Canada, the euro area, the US and the UK, roughly 1.1 p…

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IMF: CONTAINED TO DATE

IMF Assessment and Fund Finance Passes $1 Trillion

The IMF cited a direct-lending universe of about $2 trillion, with roughly 15 percent in semi-liquid structures, noted accelerating redemptions and signs of more borrowe…

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FSB VULNERABILITIES REPORT

FSB Publishes Report on Vulnerabilities in Private Credit

On 6 May 2026 the FSB estimated the market at $1.5-$2 trillion at end-2024, captured about $220 billion of drawn and undrawn bank credit lines to funds, noted commercial…

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LOANS MARKED DOWN

Reuters: BDC Loan Markdowns and Non-Accruals Rise

A Reuters analysis of 44 US business development companies found the aggregate fair-value-to-cost ratio fell from 99.25 percent at end-2025 to 97.57 percent by mid-2026,…

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