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Yes Bank Crisis: Complete History Timeline

Yes Bank is a private sector Indian bank founded in 2004 that grew rapidly before collapsing under a mountain of bad loans, triggering a dramatic RBI-led rescu…

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YES BANK FOUNDED

Rana Kapoor and Ashok Kapur Launch Yes Bank in Mumbai

Yes Bank received its banking licence from the RBI in 2003 and formally began operations on 1 November 2004. Co-founded by brothers-in-law Rana Kapoor and Ashok Kapur, t…

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KAPUR KILLED, KAPOOR SOLE C…

Co-Founder Ashok Kapur Killed in 26/11 Mumbai Attacks, Rana Kapoor Assumes Sole…

Ashok Kapur was among the victims of the 26 November 2008 terrorist attacks in Mumbai, shot at the Trident Hotel where he was dining. His death eliminated the internal c…

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BSE IPO & RAPID GROWTH

Yes Bank Expands Aggressively After Successful Stock Market Listing

By 2010, Yes Bank had established itself as a Dalal Street favourite, with its shares trading at significant premiums to book value as loan book growth consistently exce…

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RBI REJECTS KAPOOR TERM

RBI Refuses to Extend Rana Kapoor's Term as MD & CEO Beyond January 2019

On 19 September 2018 the RBI stunned the market by declining to approve a three-year extension for Rana Kapoor, ordering the board to replace him by 31 January 2019. The…

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RAVNEET GILL TAKES CHARGE

Deutsche Bank India Head Ravneet Gill Appointed Yes Bank MD & CEO

Ravneet Gill, formerly the India head of Deutsche Bank, was appointed MD and CEO of Yes Bank effective 1 March 2019. His arrival was welcomed by investors as a signal of…

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CAPITAL RAISE FAILS

Yes Bank's Multiple Attempts to Raise Fresh Capital All Collapse

Throughout 2019, Yes Bank announced — and then watched collapse — a series of proposed capital infusions. Talks with potential investors including Canadian investor Erwi…

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RBI MORATORIUM IMPOSED

RBI Places Yes Bank Under Moratorium, Limits Withdrawals to ₹50,000

On the evening of 5 March 2020, the RBI superseded the Yes Bank board and placed the bank under a thirty-day moratorium, capping customer withdrawals at ₹50,000 per depo…

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RECONSTRUCTION SCHEME

Government Approves Yes Bank Reconstruction Plan Led by State Bank of India

The Union Cabinet approved the Yes Bank Reconstruction Scheme on 13 March 2020, under which SBI agreed to acquire a 49% stake in the bank by investing ₹7,250 crore, with…

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RANA KAPOOR ARRESTED

ED Arrests Rana Kapoor on Money Laundering Charges Under PMLA

The Enforcement Directorate arrested Rana Kapoor on 8 March 2020, just three days after the moratorium was imposed, on charges of money laundering under the Prevention o…

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PRASHANT KUMAR CEO

Prashant Kumar Appointed as Yes Bank's Full-Time MD & CEO to Lead Recovery

Former State Bank of India CFO Prashant Kumar, who had served as the RBI-appointed administrator during the moratorium, was formally appointed as Yes Bank's MD and CEO i…

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NPA FALLS, PROFITS RETURN

Yes Bank Reports Return to Sustained Profitability as NPA Ratio Falls Below 5%

By FY2023, Yes Bank reported net profits for four consecutive quarters — the first sustained profitable run since the restructuring. Gross NPAs fell from a peak of over…

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MERGER TALKS & FUTURE

Yes Bank Explores Strategic Stake Sale as India's Banking Consolidation Acceler…

As of 2024, Yes Bank's gross NPA ratio had improved to below 2% — close to sector norms — and the bank was in active discussions with potential strategic investors, incl…

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